Complementing OneClick is the Agency Card and Financial Operations Management program, powered by Payamma's financial products and billing capabilities. The Agency Card gives agencies and marketing teams a dedicated financial rail for media spend, with multi-issuer virtual cards that can be set up per client, campaign, platform, or vendor, along with pre-set budgets, spend controls, and real-time monitoring to reduce overspend, fraud, and misuse.

Beneath this, the Financial Operations layer automates funding flows, reconciles card transactions with campaigns and invoices, applies the right markups and fees for each commercial model (retainer, percent-of-spend, or performance-based), and feeds clean data back into accounting and reporting systems; turning opaque, high-risk ad spend into a controlled, auditable, margin-aware process.

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